Business Banking Account Types

Business Meeting

Business Banking Accounts

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Farm and Ranch Accounts

  • Minimum required to open account: $50
  • Monthly Service Charge: $3 per month if minimum balance is not met
  • Minimum Balance to avoid Service Charge: $300
  • Paper Statement Fee*: $3 monthly
  • Credit back against service charges based on balance
  • Free Debit Card**

Micro-Business Checking

  • Minimum required to open account: $50
  • Monthly Service Charge: $3 per month if minimum balance is not met
  • Minimum Balance to avoid Service Charge: $300
  • Paper Statement Fee*: $3 monthly
  • Free Debit Card**

Small Business Checking (Sole Proprietorships, Partnerships, LLC or LLP)

  • Minimum required to open account: $50
  • Monthly Service Charge: $5 per month if minimum balance is not met
  • Minimum Balance to Avoid Service Charge: $1,000
  • Paper Statement Fee*: $3 monthly
  • Free Debit Card**

Business Plus Checking (Corporations and Large Transaction Accounts)

  • Minimum required to open account: $50
  • Monthly Service Charge: $10 per month if minimum balance is not met
  • Minimum Balance to avoid Service Charge: $5,000
  • Paper Statement Fee*: $3 monthly
  • Free Debit Card**

*Paper Statement Fee will be waived upon signing up for eStatements

**First Debit Card for account is Free.  Additional or replacement cards will be $10 each.  Debit cards are subject to approval.

 


Important Information about Opening a Legal Entity Account

Effective May 11, 2018, new rules under the Bank Secrecy Act will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats. 

EACH time an account is opened for a covered Legal Entity, we are required to ask you for identifying information (name, address, date of birth, social security number, as well as identification documents) for:

  • Each individual that has beneficial ownership (25% or more); and,
  • One individual that has significant management control of the Legal Entity.

If you are opening an account on behalf of a Legal Entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge

Important Account Opening Information:  Federal law requires us to obtain sufficient information to verify your identity.  You may be asked several questions and to provide one or more forms of identification to fulfill this requirement.  In some instances we may use outside sources to confirm the information.  The information you provide is protected by our privacy policy and federal law.